is a Debt Collection
Hello, this is an important message regarding your account. Our records indicate an outstanding balance of approximately $1512 linked to case number 401857. This is a formal attempt to collect a debt, and if we do not hear from you soon, there may be legal consequences. Please call us back at your earliest convenience using reference number REF-0518-9807.
Dec 10, 2021
239 days ago
Vonage/Nexmo - Sinch
VoIP (Non-Fixed)
United States
EXPLAINERWhat is a Debt Collection?
Debt collection calls can be legitimate attempts to collect owed money, but many are scams from fraudsters pretending to be debt collectors. Scammers often use aggressive tactics and threaten legal action to pressure victims into paying fake debts.
WATCH FORWarning signs
- Threatens immediate arrest or legal action
- Demands payment via gift cards, wire transfer, or cryptocurrency
- Refuses to provide written verification of the debt
- Calls outside of legal hours (before 8 AM or after 9 PM)
- Uses abusive or threatening language
- Claims to be from a government agency or law enforcement
PROTECTHow to protect yourself
- Request written verification of any debt before paying
- Know your rights under the Fair Debt Collection Practices Act
- Never provide payment information to callers you don't trust
- Verify the debt with the original creditor directly
- Report abusive debt collectors to the Consumer Financial Protection Bureau
- Consult with a consumer protection attorney if you're being harassed
SEE MOREMore phone lookups
FAQFrequently asked questions
Add a second network to the phone you have.
Keep your carrier and your number. SecondBars gives your phone backup data for dead zones, from $18 a month.